FREE CALCULATOR

Lottery Payout Calculator

See what a jackpot could look like as cash today or 30 increasing annuity payments.

Enter the jackpot

Lottery

Loads the latest advertised jackpot and cash value.

Advertised jackpot

$million

Official cash value

$million

State planning rate

Choose a preset or enter a custom rate below.

Federal rate

%

State/local rate

%

Jackpot winners sharing the prize

Estimated cash take-home $0 Per winner

Estimated annuity take-home $0 Across 30 increasing payments, per winner

Cash option breakdown

0% planning rate

Cash value per winner$0

Estimated federal amount−$0

Estimated state/local amount−$0

Estimated take-home$0

30-payment annuity

Payments increase by 5% each year.

Year	Gross	Estimated net

This is a planning estimate using the rates you select. Actual cash values, deductions, payment rules and individual circumstances can differ.

Cash option vs annuity

The advertised jackpot represents the total annuity payments. The cash option is the amount available in the prize pool for a single payment and is normally much lower than the headline jackpot. Enter the official cash value for the drawing whenever it is available.

1

Enter both values

Use the advertised jackpot and the drawing’s published cash value.

2

Adjust assumptions

Select a state estimate, change the rates, and account for shared winners.

3

Compare payouts

Review cash today beside the estimated 30-payment annuity schedule.

Already have a ticket? Use the prize checker, or review the latest winning numbers.